Бумажный Электронный 85 руб.

Author: Lysova Ju.V.
ON PROHIBITIVE TARIFFS IN BANKING PRACTICE

ABSTRACT
The article analyzes the legal nature of a new legal phenomenon in banking practices - tariffs barrier. In particular, in contrast to a dominant position on penal character of such fees as a civil penalty, the author comes to the conclusion that they are rules of public law, the client has no commitment that they would ensure that the bank is not interested in conducting financial monitoring, the bank account agreement cannot regulate the banks public-legal functions. The author reveals practical problems of enforcement concerning the collection of protective tariffs, including well established practice in the selection of appropriate remedy in the absence of the unity of the legal qualification of the discussed notion

Ключевые слова: противодействие легализации преступных доходов, заградительные тарифы, банковская практика, защита интересов клиента банка, договор банковского счета, гражданско-правовое обязательство, административная ответственность, неустойка, судебное производство по делам, возникающим из публичных правоотношений.
Keywords: countering legalization of criminal incomes, protective tariffs, banking practices, protection of interests of the client bank, bank account agreement, civil liability, administrative liability, penalty, judicial proceedings in cases arising out of public legal relations